Home Loans in Sunridge Canyon
Expert lending for homes in Sunridge Canyon and the surrounding Fountain Hills area.
Market Insights for Fountain Hills Buyers
Sunridge Canyon is one of the most desirable areas in Fountain Hills. Golf community nestled in the canyons.
When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.
We provide service across the entire Fountain Hills area, including zip codes: 85268.
Other Neighborhoods in Fountain Hills
Many homes here are custom builds on sloping lots. We are experts at financing properties with unique features or views in **Eagles Nest** and **Sunridge Canyon**.
Popular Loan Options for Sunridge Canyon:
- ✓ Jumbo Loans: Essential for high-value homes in Sunridge Canyon that exceed the conforming limit.
- ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
- ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
- ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.
Local Insight: The estimated property tax rate in Fountain Hills is 0.60%. We can help you estimate your total monthly payment including taxes and insurance.
Frequently Asked Questions in Fountain Hills
What is the conforming loan limit in Fountain Hills?
For 2025, the standard conforming loan limit for Fountain Hills is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in Fountain Hills may be eligible for programs like Home in Five. Check your eligibility here.
What credit score do I need to buy a house in Fountain Hills?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: Fountain Hills
See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Fountain Hills area.
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Or call Jonathan directly:
+14803825832
Fountain Hills Market Data
- Median Price $750,000
- Conforming Limit $766,550
- Property Tax (Est) 0.60%
Get Your Fountain Hills Rate Quote
Your Loan Expert
Jonathan Moses
NMLS #2064741
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