Home Loans in Power Ranch

Expert lending for homes in Power Ranch and the surrounding Gilbert area.

Real Estate in Gilbert, Arizona

Market Insights for Gilbert Buyers

Power Ranch is one of the most desirable areas in Gilbert. Award-winning community with extensive trails and parks.

When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.

We provide service across the entire Gilbert area, including zip codes: 85233, 85234, 85295, 85296.

Other Neighborhoods in Gilbert

Gilbert features unique community designs. We frequently help clients buy in **Agritopia**, a modern village centered around urban farming, and **Morrison Ranch**, known for its grass-lined streets. Understanding the Mello-Roos/CFD fees here is part of our expertise.

Agritopia Morrison Ranch Seville Val Vista Lakes

Popular Loan Options for Power Ranch:

  • ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
  • ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
  • ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.

Local Insight: The estimated property tax rate in Gilbert is 0.65%. We can help you estimate your total monthly payment including taxes and insurance.

Frequently Asked Questions in Gilbert

What is the conforming loan limit in Gilbert?

For 2025, the standard conforming loan limit for Gilbert is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Gilbert may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Gilbert?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Gilbert

See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Gilbert area.

Apply for a Loan

Or call Jonathan directly:
+14803825832

Gilbert Market Data

  • Median Price $610,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.65%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Gilbert Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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