DSCR Loans in Goodyear, AZ

Investing in Goodyear real estate? Our DSCR program lets you buy rental properties in Goodyear by qualifying based on the property's rental income, not your tax returns.

Real Estate in Goodyear, Arizona

Market Insights for Goodyear Buyers

Goodyear is one of the fastest-growing cities in the nation, offering modern infrastructure, new schools, and beautiful master-planned living in the West Valley.

We provide service across the entire Goodyear area, including zip codes: 85338, 85395.

Neighborhood Focus: Goodyear

Demand is high in **Estrella Mountain Ranch** due to its lakes and trails. We often help buyers here navigate builder financing vs. outside lender options to ensure they get the best deal.

Estrella Mountain Ranch Palm Valley PebbleCreek Canyon Trails

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Goodyear.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.71%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Goodyear

What is the conforming loan limit in Goodyear?

For 2025, the standard conforming loan limit for Goodyear is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Goodyear may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Goodyear?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Goodyear

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Goodyear area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Goodyear Market Data

  • Median Price $520,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.71%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Goodyear Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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