FHA Loans in Goodyear, AZ

Buying a home in Goodyear doesn't require a massive down payment. An FHA loan is perfect for Goodyear residents with credit scores starting at 580.

Real Estate in Goodyear, Arizona

Market Insights for Goodyear Buyers

Goodyear is one of the fastest-growing cities in the nation, offering modern infrastructure, new schools, and beautiful master-planned living in the West Valley.

We provide service across the entire Goodyear area, including zip codes: 85338, 85395.

Neighborhood Focus: Goodyear

Demand is high in **Estrella Mountain Ranch** due to its lakes and trails. We often help buyers here navigate builder financing vs. outside lender options to ensure they get the best deal.

Estrella Mountain Ranch Palm Valley PebbleCreek Canyon Trails

Down Payment Assistance (DPA) in Goodyear

You may qualify for grants to cover your down payment! Homebuyers in Goodyear may be eligible for programs like: Home in Five.

Don't miss out on free money! See the full requirements in our Arizona DPA Guide.

Why Get a FHA Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Goodyear.

  • Key Benefit: Low 3.5% down payment and flexible credit guidelines.
  • Property Tax Insight: The estimated property tax rate in your area is 0.71%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Goodyear

What is the conforming loan limit in Goodyear?

For 2025, the standard conforming loan limit for Goodyear is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Goodyear may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Goodyear?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Goodyear

See how much you can save or qualify for. We offer free, no-obligation quotes for FHA Loans in the Goodyear area.

Apply for a FHA Loan

Or call Jonathan directly:
+14803825832

Goodyear Market Data

  • Median Price $520,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.71%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Goodyear Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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