Home Loans in Palm Valley
Expert lending for homes in Palm Valley and the surrounding Goodyear area.
Market Insights for Goodyear Buyers
Palm Valley is one of the most desirable areas in Goodyear. Central location near shopping and dining.
When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.
We provide service across the entire Goodyear area, including zip codes: 85338, 85395.
Other Neighborhoods in Goodyear
Demand is high in **Estrella Mountain Ranch** due to its lakes and trails. We often help buyers here navigate builder financing vs. outside lender options to ensure they get the best deal.
Popular Loan Options for Palm Valley:
- ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
- ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
- ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.
Local Insight: The estimated property tax rate in Goodyear is 0.71%. We can help you estimate your total monthly payment including taxes and insurance.
Frequently Asked Questions in Goodyear
What is the conforming loan limit in Goodyear?
For 2025, the standard conforming loan limit for Goodyear is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in Goodyear may be eligible for programs like Home in Five. Check your eligibility here.
What credit score do I need to buy a house in Goodyear?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: Goodyear
See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Goodyear area.
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Or call Jonathan directly:
+14803825832
Goodyear Market Data
- Median Price $520,000
- Conforming Limit $766,550
- Property Tax (Est) 0.71%
Get Your Goodyear Rate Quote
Your Loan Expert
Jonathan Moses
NMLS #2064741
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