Home Loans in Havasu Foothills
Expert lending for homes in Havasu Foothills and the surrounding Lake Havasu City area.
Market Insights for Lake Havasu City Buyers
Havasu Foothills is one of the most desirable areas in Lake Havasu City. Upscale homes with expansive lake and mountain views.
When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.
We provide service across the entire Lake Havasu City area, including zip codes: 86403, 86404, 86406.
Other Neighborhoods in Lake Havasu City
The market here is driven by lifestyle. Homes with **RV garages** and **lake views** command a premium. We offer specialized second-home financing for this unique market.
Popular Loan Options for Havasu Foothills:
- ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
- ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
- ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.
Local Insight: The estimated property tax rate in Lake Havasu City is 0.68%. We can help you estimate your total monthly payment including taxes and insurance.
Frequently Asked Questions in Lake Havasu City
What is the conforming loan limit in Lake Havasu City?
For 2025, the standard conforming loan limit for Lake Havasu City is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in Lake Havasu City may be eligible for programs like Home Plus. Check your eligibility here.
What credit score do I need to buy a house in Lake Havasu City?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: Lake Havasu City
See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Lake Havasu City area.
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Or call Jonathan directly:
+14803825832
Lake Havasu City Market Data
- Median Price $510,000
- Conforming Limit $766,550
- Property Tax (Est) 0.68%
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Your Loan Expert
Jonathan Moses
NMLS #2064741
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