DSCR Loans in Apache Junction, AZ

Investing in Apache Junction real estate? Our DSCR program lets you buy rental properties in Apache Junction by qualifying based on the property's rental income, not your tax returns.

Real Estate in Apache Junction, Arizona

Market Insights for Apache Junction Buyers

With the stunning Superstition Mountains as a backdrop, Apache Junction offers affordability and open space, perfect for buyers looking for RV parking or horse property.

We provide service across the entire Apache Junction area, including zip codes: 85119, 85120.

Neighborhood Focus: Apache Junction

From the historic charm near the **Superstition Mountain Museum** to new developments, AJ is great for FHA and VA buyers. We understand the unique lending requirements for manufactured homes on land, which are common here.

Superstition Foothills Gold Canyon Raindance

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Apache Junction.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.75%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Apache Junction

What is the conforming loan limit in Apache Junction?

For 2025, the standard conforming loan limit for Apache Junction is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Apache Junction may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Apache Junction?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Apache Junction

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Apache Junction area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Apache Junction Market Data

  • Median Price $385,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.75%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Apache Junction Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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