DSCR Loans in Fountain Hills, AZ

Investing in Fountain Hills real estate? Our DSCR program lets you buy rental properties in Fountain Hills by qualifying based on the property's rental income, not your tax returns.

Real Estate in Fountain Hills, Arizona

Market Insights for Fountain Hills Buyers

Famous for its world-class fountain and mountain views, Fountain Hills offers a quiet, upscale lifestyle just outside Scottsdale.

We provide service across the entire Fountain Hills area, including zip codes: 85268.

Neighborhood Focus: Fountain Hills

Many homes here are custom builds on sloping lots. We are experts at financing properties with unique features or views in **Eagles Nest** and **Sunridge Canyon**.

Eagles Nest Sunridge Canyon FireRock Crestview

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Fountain Hills.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.60%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Fountain Hills

What is the conforming loan limit in Fountain Hills?

For 2025, the standard conforming loan limit for Fountain Hills is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Fountain Hills may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Fountain Hills?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Fountain Hills

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Fountain Hills area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Fountain Hills Market Data

  • Median Price $750,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.60%
Tip: Home prices here often require Jumbo financing strategies.

Get Your Fountain Hills Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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