FHA Loans in Fountain Hills, AZ
Buying a home in Fountain Hills doesn't require a massive down payment. An FHA loan is perfect for Fountain Hills residents with credit scores starting at 580.
Market Insights for Fountain Hills Buyers
Famous for its world-class fountain and mountain views, Fountain Hills offers a quiet, upscale lifestyle just outside Scottsdale.
We provide service across the entire Fountain Hills area, including zip codes: 85268.
Neighborhood Focus: Fountain Hills
Many homes here are custom builds on sloping lots. We are experts at financing properties with unique features or views in **Eagles Nest** and **Sunridge Canyon**.
Down Payment Assistance (DPA) in Fountain Hills
You may qualify for grants to cover your down payment! Homebuyers in Fountain Hills may be eligible for programs like: Home in Five.
Don't miss out on free money! See the full requirements in our Arizona DPA Guide.
Why Get a FHA Loan with a Local Lender?
Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Fountain Hills.
- Key Benefit: Low 3.5% down payment and flexible credit guidelines.
- Property Tax Insight: The estimated property tax rate in your area is 0.60%. This helps accurately calculate your monthly payment (PITI).
Frequently Asked Questions in Fountain Hills
What is the conforming loan limit in Fountain Hills?
For 2025, the standard conforming loan limit for Fountain Hills is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in Fountain Hills may be eligible for programs like Home in Five. Check your eligibility here.
What credit score do I need to buy a house in Fountain Hills?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: Fountain Hills
See how much you can save or qualify for. We offer free, no-obligation quotes for FHA Loans in the Fountain Hills area.
Apply for a FHA Loan
Or call Jonathan directly:
+14803825832
Fountain Hills Market Data
- Median Price $750,000
- Conforming Limit $766,550
- Property Tax (Est) 0.60%
Get Your Fountain Hills Rate Quote
Your Loan Expert
Jonathan Moses
NMLS #2064741
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