VA Loans in Kingman, AZ

To the veterans in Kingman: You've served us, now let us serve you. A VA loan allows you to buy in Kingman with absolutely $0 down and no mortgage insurance.

Real Estate in Kingman, Arizona

Market Insights for Kingman Buyers

Located on historic Route 66, Kingman offers some of the most affordable housing in Arizona, serving as a key transportation and logistics hub.

We provide service across the entire Kingman area, including zip codes: 86401, 86409.

Neighborhood Focus: Kingman

Kingman is a strong market for FHA and USDA loans. We see growth in the **Hualapai Foothills** area where buyers can get larger lots for a fraction of the price of Phoenix.

Hualapai Foothills Cerbat Cliffs Deserthaven Rancho Santa Fe

Down Payment Assistance (DPA) in Kingman

You may qualify for grants to cover your down payment! Homebuyers in Kingman may be eligible for programs like: Home Plus, USDA Rural Development.

Don't miss out on free money! See the full requirements in our Arizona DPA Guide.

Why Get a VA Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Kingman.

  • Key Benefit: 0% Down Payment and No PMI for Veterans.
  • Property Tax Insight: The estimated property tax rate in your area is 0.75%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Kingman

What is the conforming loan limit in Kingman?

For 2025, the standard conforming loan limit for Kingman is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Kingman may be eligible for programs like Home Plus, USDA Rural Development. Check your eligibility here.

What credit score do I need to buy a house in Kingman?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Kingman

See how much you can save or qualify for. We offer free, no-obligation quotes for VA Loans in the Kingman area.

Apply for a VA Loan

Or call Jonathan directly:
+14803825832

Kingman Market Data

  • Median Price $325,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.75%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Kingman Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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