DSCR Loans in Lake Havasu City, AZ

Investing in Lake Havasu City real estate? Our DSCR program lets you buy rental properties in Lake Havasu City by qualifying based on the property's rental income, not your tax returns.

Real Estate in Lake Havasu City, Arizona

Market Insights for Lake Havasu City Buyers

Home to the London Bridge, Lake Havasu is a waterfront playground. It is a prime market for vacation homes, RV-garage properties, and winter visitors.

We provide service across the entire Lake Havasu City area, including zip codes: 86403, 86404, 86406.

Neighborhood Focus: Lake Havasu City

The market here is driven by lifestyle. Homes with **RV garages** and **lake views** command a premium. We offer specialized second-home financing for this unique market.

The Refuge Residential Estates Havasu Foothills Crazy Horse

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Lake Havasu City.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.68%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Lake Havasu City

What is the conforming loan limit in Lake Havasu City?

For 2025, the standard conforming loan limit for Lake Havasu City is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Lake Havasu City may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Lake Havasu City?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Lake Havasu City

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Lake Havasu City area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Lake Havasu City Market Data

  • Median Price $510,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.68%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Lake Havasu City Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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