Jumbo Loans in Oro Valley, AZ

The real estate market in Oro Valley has beautiful luxury properties that exceed standard loan limits. Our Jumbo loan programs offer competitive rates for high-value homes.

Real Estate in Oro Valley, Arizona

Market Insights for Oro Valley Buyers

Located north of Tucson, Oro Valley is known for its upscale lifestyle, golf communities, and stunning views of the Pusch Ridge.

We provide service across the entire Oro Valley area, including zip codes: 85737, 85755.

Neighborhood Focus: Oro Valley

This is a prime retirement and family destination. We frequently help clients use equity to buy into communities like **Rancho Vistoso** and **Stone Canyon**.

Rancho Vistoso Stone Canyon Honey Bee Canyon La Reserve

Jumbo Loan Spotlight: Oro Valley

With a median home price of $560,000, many homes in Oro Valley exceed the conforming loan limit of $766,550. We specialize in Jumbo financing for luxury properties in this area.

Why Get a Jumbo Mortgage with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Oro Valley.

  • Key Benefit: Financing for luxury homes exceeding conforming limits.
  • Property Tax Insight: The estimated property tax rate in your area is 0.82%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Oro Valley

What is the conforming loan limit in Oro Valley?

For 2025, the standard conforming loan limit for Oro Valley is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Oro Valley may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Oro Valley?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Oro Valley

See how much you can save or qualify for. We offer free, no-obligation quotes for Jumbo Mortgages in the Oro Valley area.

Apply for a Jumbo Mortgage

Or call Jonathan directly:
+14803825832

Oro Valley Market Data

  • Median Price $560,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.82%
Tip: Home prices here often require Jumbo financing strategies.

Get Your Oro Valley Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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