Jumbo Loans in Paradise Valley, AZ

The real estate market in Paradise Valley has beautiful luxury properties that exceed standard loan limits. Our Jumbo loan programs offer competitive rates for high-value homes.

Real Estate in Paradise Valley, Arizona

Market Insights for Paradise Valley Buyers

The crown jewel of Arizona luxury real estate, Paradise Valley demands specialized jumbo financing and expert attention to high-value appraisals.

We provide service across the entire Paradise Valley area, including zip codes: 85253.

Neighborhood Focus: Paradise Valley

In PV, land value often drives the appraisal. We are experts in financing estates in **Mummy Mountain** and **Clearwater Hills**, where lot premiums and custom architecture require specialized lending approaches.

Mummy Mountain Clearwater Hills Mockingbird Lane Cheney Place

Jumbo Loan Spotlight: Paradise Valley

With a median home price of $3,100,000, many homes in Paradise Valley exceed the conforming loan limit of $766,550. We specialize in Jumbo financing for luxury properties in this area.

Why Get a Jumbo Mortgage with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Paradise Valley.

  • Key Benefit: Financing for luxury homes exceeding conforming limits.
  • Property Tax Insight: The estimated property tax rate in your area is 0.55%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Paradise Valley

What is the conforming loan limit in Paradise Valley?

For 2025, the standard conforming loan limit for Paradise Valley is $766,550. Loans above this amount typically require Jumbo financing.

What credit score do I need to buy a house in Paradise Valley?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Paradise Valley

See how much you can save or qualify for. We offer free, no-obligation quotes for Jumbo Mortgages in the Paradise Valley area.

Apply for a Jumbo Mortgage

Or call Jonathan directly:
+14803825832

Paradise Valley Market Data

  • Median Price $3,100,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.55%
Tip: Home prices here often require Jumbo financing strategies.

Get Your Paradise Valley Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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