DSCR Loans in Prescott Valley, AZ

Investing in Prescott Valley real estate? Our DSCR program lets you buy rental properties in Prescott Valley by qualifying based on the property's rental income, not your tax returns.

Real Estate in Prescott Valley, Arizona

Market Insights for Prescott Valley Buyers

Ideally located next to Prescott, PV offers more affordable housing options and modern amenities, making it popular for families and retirees alike.

We provide service across the entire Prescott Valley area, including zip codes: 86314, 86315.

Neighborhood Focus: Prescott Valley

Growth is exploding in areas like **Granville** and **Pronghorn Ranch**. It's an excellent market for Conventional and VA loans for buyers seeking a slower pace of life.

Granville Pronghorn Ranch StoneRidge Lynx Lake Area

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Prescott Valley.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.62%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Prescott Valley

What is the conforming loan limit in Prescott Valley?

For 2025, the standard conforming loan limit for Prescott Valley is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Prescott Valley may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Prescott Valley?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Prescott Valley

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Prescott Valley area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Prescott Valley Market Data

  • Median Price $485,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.62%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Prescott Valley Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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