FHA Loans in San Tan Valley, AZ
Buying a home in San Tan Valley doesn't require a massive down payment. An FHA loan is perfect for San Tan Valley residents with credit scores starting at 580.
Market Insights for San Tan Valley Buyers
One of the fastest-growing areas in Pinal County, San Tan Valley offers incredible value for new construction and first-time home buyers.
We provide service across the entire San Tan Valley area, including zip codes: 85140, 85143.
Neighborhood Focus: San Tan Valley
We see high demand in **Johnson Ranch** and **Copper Basin**. Because this is Pinal County, you may qualify for USDA loans in certain zones, which offer 0% down payment options.
Down Payment Assistance (DPA) in San Tan Valley
You may qualify for grants to cover your down payment! Homebuyers in San Tan Valley may be eligible for programs like: Home Plus.
Don't miss out on free money! See the full requirements in our Arizona DPA Guide.
Why Get a FHA Loan with a Local Lender?
Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in San Tan Valley.
- Key Benefit: Low 3.5% down payment and flexible credit guidelines.
- Property Tax Insight: The estimated property tax rate in your area is 0.72%. This helps accurately calculate your monthly payment (PITI).
Frequently Asked Questions in San Tan Valley
What is the conforming loan limit in San Tan Valley?
For 2025, the standard conforming loan limit for San Tan Valley is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in San Tan Valley may be eligible for programs like Home Plus. Check your eligibility here.
What credit score do I need to buy a house in San Tan Valley?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: San Tan Valley
See how much you can save or qualify for. We offer free, no-obligation quotes for FHA Loans in the San Tan Valley area.
Apply for a FHA Loan
Or call Jonathan directly:
+14803825832
San Tan Valley Market Data
- Median Price $410,000
- Conforming Limit $766,550
- Property Tax (Est) 0.72%
Get Your San Tan Valley Rate Quote
Your Loan Expert
Jonathan Moses
NMLS #2064741
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