Jumbo Loans in Tucson, AZ

The real estate market in Tucson has beautiful luxury properties that exceed standard loan limits. Our Jumbo loan programs offer competitive rates for high-value homes.

Real Estate in Tucson, Arizona

Market Insights for Tucson Buyers

The 'Old Pueblo' offers a distinct culture, historic architecture, and a more affordable price point than Phoenix, with a thriving market near the University of Arizona.

We provide service across the entire Tucson area, including zip codes: 85701, 85719, 85750.

Neighborhood Focus: Tucson

Tucson is diverse. We finance historic adobe homes in **Sam Hughes**, condos near **U of A**, and luxury foothill properties. The **Pima Tucson Homebuyer's Solution** is a key DPA program here.

Sam Hughes Catalina Foothills Armory Park Civano

Jumbo Loan Spotlight: Tucson

With a median home price of $375,000, many homes in Tucson exceed the conforming loan limit of $766,550. We specialize in Jumbo financing for luxury properties in this area.

Why Get a Jumbo Mortgage with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Tucson.

  • Key Benefit: Financing for luxury homes exceeding conforming limits.
  • Property Tax Insight: The estimated property tax rate in your area is 0.85%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Tucson

What is the conforming loan limit in Tucson?

For 2025, the standard conforming loan limit for Tucson is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Tucson may be eligible for programs like Pima Tucson Homebuyer's Solution, Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Tucson?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Tucson

See how much you can save or qualify for. We offer free, no-obligation quotes for Jumbo Mortgages in the Tucson area.

Apply for a Jumbo Mortgage

Or call Jonathan directly:
+14803825832

Tucson Market Data

  • Median Price $375,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.85%
Tip: Home prices here often require Jumbo financing strategies.

Get Your Tucson Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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