Home Loans in Rancho El Dorado

Expert lending for homes in Rancho El Dorado and the surrounding Maricopa area.

Real Estate in Maricopa, Arizona

Market Insights for Maricopa Buyers

Rancho El Dorado is one of the most desirable areas in Maricopa. The city's original golf course community.

When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.

We provide service across the entire Maricopa area, including zip codes: 85138, 85139.

Other Neighborhoods in Maricopa

We see high volume in **Rancho El Dorado** and **Province**. It's a favorite for commuters who want more square footage. USDA loans are also an option in outlying zones.

Province The Villages at Rancho El Dorado Cobblestone Farms

Popular Loan Options for Rancho El Dorado:

  • ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
  • ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
  • ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.

Local Insight: The estimated property tax rate in Maricopa is 0.78%. We can help you estimate your total monthly payment including taxes and insurance.

Frequently Asked Questions in Maricopa

What is the conforming loan limit in Maricopa?

For 2025, the standard conforming loan limit for Maricopa is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Maricopa may be eligible for programs like Home Plus, USDA Rural Development. Check your eligibility here.

What credit score do I need to buy a house in Maricopa?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Maricopa

See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Maricopa area.

Apply for a Loan

Or call Jonathan directly:
+14803825832

Maricopa Market Data

  • Median Price $395,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.78%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Maricopa Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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