VA Loans in Maricopa, AZ

To the veterans in Maricopa: You've served us, now let us serve you. A VA loan allows you to buy in Maricopa with absolutely $0 down and no mortgage insurance.

Real Estate in Maricopa, Arizona

Market Insights for Maricopa Buyers

Just south of Phoenix, the city of Maricopa offers newer homes at a significant discount compared to the East Valley, with a strong sense of community.

We provide service across the entire Maricopa area, including zip codes: 85138, 85139.

Neighborhood Focus: Maricopa

We see high volume in **Rancho El Dorado** and **Province**. It's a favorite for commuters who want more square footage. USDA loans are also an option in outlying zones.

Rancho El Dorado Province The Villages at Rancho El Dorado Cobblestone Farms

Down Payment Assistance (DPA) in Maricopa

You may qualify for grants to cover your down payment! Homebuyers in Maricopa may be eligible for programs like: Home Plus, USDA Rural Development.

Don't miss out on free money! See the full requirements in our Arizona DPA Guide.

Why Get a VA Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Maricopa.

  • Key Benefit: 0% Down Payment and No PMI for Veterans.
  • Property Tax Insight: The estimated property tax rate in your area is 0.78%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Maricopa

What is the conforming loan limit in Maricopa?

For 2025, the standard conforming loan limit for Maricopa is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Maricopa may be eligible for programs like Home Plus, USDA Rural Development. Check your eligibility here.

What credit score do I need to buy a house in Maricopa?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Maricopa

See how much you can save or qualify for. We offer free, no-obligation quotes for VA Loans in the Maricopa area.

Apply for a VA Loan

Or call Jonathan directly:
+14803825832

Maricopa Market Data

  • Median Price $395,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.78%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Maricopa Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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