Home Loans in Cheney Place
Expert lending for homes in Cheney Place and the surrounding Paradise Valley area.
Market Insights for Paradise Valley Buyers
Cheney Place is one of the most desirable areas in Paradise Valley. Prestigious neighborhood near the Ritz-Carlton.
When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.
We provide service across the entire Paradise Valley area, including zip codes: 85253.
Other Neighborhoods in Paradise Valley
In PV, land value often drives the appraisal. We are experts in financing estates in **Mummy Mountain** and **Clearwater Hills**, where lot premiums and custom architecture require specialized lending approaches.
Popular Loan Options for Cheney Place:
- ✓ Jumbo Loans: Essential for high-value homes in Cheney Place that exceed the conforming limit.
- ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
- ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
- ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.
Local Insight: The estimated property tax rate in Paradise Valley is 0.55%. We can help you estimate your total monthly payment including taxes and insurance.
Frequently Asked Questions in Paradise Valley
What is the conforming loan limit in Paradise Valley?
For 2025, the standard conforming loan limit for Paradise Valley is $766,550. Loans above this amount typically require Jumbo financing.
What credit score do I need to buy a house in Paradise Valley?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: Paradise Valley
See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Paradise Valley area.
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Or call Jonathan directly:
+14803825832
Paradise Valley Market Data
- Median Price $3,100,000
- Conforming Limit $766,550
- Property Tax (Est) 0.55%
Get Your Paradise Valley Rate Quote
Your Loan Expert
Jonathan Moses
NMLS #2064741
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