FHA Loans in Peoria, AZ

Buying a home in Peoria doesn't require a massive down payment. An FHA loan is perfect for Peoria residents with credit scores starting at 580.

Real Estate in Peoria, Arizona

Market Insights for Peoria Buyers

Peoria connects beautiful desert landscapes with master-planned communities, perfect for active lifestyles and diverse mortgage products.

We provide service across the entire Peoria area, including zip codes: 85345, 85380, 85381, 85382.

Neighborhood Focus: Peoria

Peoria is defined by the massive **Vistancia** community in the north, offering resort-style living. The **P83 Entertainment District** area also offers great condo and townhome options.

Vistancia Fletcher Heights Westbrook Village Trilogy at Vistancia

Down Payment Assistance (DPA) in Peoria

You may qualify for grants to cover your down payment! Homebuyers in Peoria may be eligible for programs like: Home in Five.

Don't miss out on free money! See the full requirements in our Arizona DPA Guide.

Why Get a FHA Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Peoria.

  • Key Benefit: Low 3.5% down payment and flexible credit guidelines.
  • Property Tax Insight: The estimated property tax rate in your area is 0.66%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Peoria

What is the conforming loan limit in Peoria?

For 2025, the standard conforming loan limit for Peoria is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Peoria may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Peoria?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Peoria

See how much you can save or qualify for. We offer free, no-obligation quotes for FHA Loans in the Peoria area.

Apply for a FHA Loan

Or call Jonathan directly:
+14803825832

Peoria Market Data

  • Median Price $515,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.66%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Peoria Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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