Jumbo Loans in Prescott Valley, AZ

The real estate market in Prescott Valley has beautiful luxury properties that exceed standard loan limits. Our Jumbo loan programs offer competitive rates for high-value homes.

Real Estate in Prescott Valley, Arizona

Market Insights for Prescott Valley Buyers

Ideally located next to Prescott, PV offers more affordable housing options and modern amenities, making it popular for families and retirees alike.

We provide service across the entire Prescott Valley area, including zip codes: 86314, 86315.

Neighborhood Focus: Prescott Valley

Growth is exploding in areas like **Granville** and **Pronghorn Ranch**. It's an excellent market for Conventional and VA loans for buyers seeking a slower pace of life.

Granville Pronghorn Ranch StoneRidge Lynx Lake Area

Down Payment Assistance (DPA) in Prescott Valley

You may qualify for grants to cover your down payment! Homebuyers in Prescott Valley may be eligible for programs like: Home Plus.

Don't miss out on free money! See the full requirements in our Arizona DPA Guide.

Why Get a Jumbo Mortgage with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Prescott Valley.

  • Key Benefit: Financing for luxury homes exceeding conforming limits.
  • Property Tax Insight: The estimated property tax rate in your area is 0.62%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Prescott Valley

What is the conforming loan limit in Prescott Valley?

For 2025, the standard conforming loan limit for Prescott Valley is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Prescott Valley may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Prescott Valley?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Prescott Valley

See how much you can save or qualify for. We offer free, no-obligation quotes for Jumbo Mortgages in the Prescott Valley area.

Apply for a Jumbo Mortgage

Or call Jonathan directly:
+14803825832

Prescott Valley Market Data

  • Median Price $485,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.62%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Prescott Valley Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
Click to Upload File (PDF, PNG, JPG up to 10MB)
By checking this box, you provide your express written consent for Roadrunner AZ Lending to contact you at the phone number and email provided, including by text (SMS/MMS) and auto-dialed calls, for marketing purposes. Msg & data rates may apply. Reply STOP to opt-out.
Secure Submission directly to Jonathan Moses.