Home Loans in Montelena

Expert lending for homes in Montelena and the surrounding Queen Creek area.

Real Estate in Queen Creek, Arizona

Market Insights for Queen Creek Buyers

Montelena is one of the most desirable areas in Queen Creek. Upscale homes with spacious floor plans.

When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.

We provide service across the entire Queen Creek area, including zip codes: 85142.

Other Neighborhoods in Queen Creek

Queen Creek is famous for its 'agritainment' lifestyle. Communities like **Encanterra** (resort living) and **Hastings Farms** offer larger lots that are hard to find elsewhere in the valley.

Encanterra Hastings Farms Cortina

Popular Loan Options for Montelena:

  • ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
  • ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
  • ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.

Local Insight: The estimated property tax rate in Queen Creek is 0.62%. We can help you estimate your total monthly payment including taxes and insurance.

Frequently Asked Questions in Queen Creek

What is the conforming loan limit in Queen Creek?

For 2025, the standard conforming loan limit for Queen Creek is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Queen Creek may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Queen Creek?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Queen Creek

See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Queen Creek area.

Apply for a Loan

Or call Jonathan directly:
+14803825832

Queen Creek Market Data

  • Median Price $590,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.62%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Queen Creek Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
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