Home Loans in San Tan Heights
Expert lending for homes in San Tan Heights and the surrounding San Tan Valley area.
Market Insights for San Tan Valley Buyers
San Tan Heights is one of the most desirable areas in San Tan Valley. Hillside community offering mountain views.
When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.
We provide service across the entire San Tan Valley area, including zip codes: 85140, 85143.
Other Neighborhoods in San Tan Valley
We see high demand in **Johnson Ranch** and **Copper Basin**. Because this is Pinal County, you may qualify for USDA loans in certain zones, which offer 0% down payment options.
Popular Loan Options for San Tan Heights:
- ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
- ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
- ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.
Local Insight: The estimated property tax rate in San Tan Valley is 0.72%. We can help you estimate your total monthly payment including taxes and insurance.
Frequently Asked Questions in San Tan Valley
What is the conforming loan limit in San Tan Valley?
For 2025, the standard conforming loan limit for San Tan Valley is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in San Tan Valley may be eligible for programs like Home Plus. Check your eligibility here.
What credit score do I need to buy a house in San Tan Valley?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: San Tan Valley
See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the San Tan Valley area.
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Or call Jonathan directly:
+14803825832
San Tan Valley Market Data
- Median Price $410,000
- Conforming Limit $766,550
- Property Tax (Est) 0.72%
Get Your San Tan Valley Rate Quote
Your Loan Expert
Jonathan Moses
NMLS #2064741
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