Jumbo Loans in Scottsdale, AZ

The real estate market in Scottsdale has beautiful luxury properties that exceed standard loan limits. Our Jumbo loan programs offer competitive rates for high-value homes.

Real Estate in Scottsdale, Arizona

Market Insights for Scottsdale Buyers

Scottsdale remains the premier luxury market in Arizona. In 2025, we are seeing a surge in demand for Jumbo financing and investor loans for high-yield short-term rentals near Old Town.

We provide service across the entire Scottsdale area, including zip codes: 85250, 85251, 85254, 85255, 85258.

Neighborhood Focus: Scottsdale

Financing in Scottsdale requires a lender who understands luxury appraisals. We have deep experience in **DC Ranch** and **Silverleaf** for Jumbo loans, and we know the specific HOA requirements for condos in the **Old Town Entertainment District**.

DC Ranch Silverleaf Old Town McCormick Ranch Kierland Troon North

Jumbo Loan Spotlight: Scottsdale

With a median home price of $825,000, many homes in Scottsdale exceed the conforming loan limit of $766,550. We specialize in Jumbo financing for luxury properties in this area.

Why Get a Jumbo Mortgage with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Scottsdale.

  • Key Benefit: Financing for luxury homes exceeding conforming limits.
  • Property Tax Insight: The estimated property tax rate in your area is 0.58%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Scottsdale

What is the conforming loan limit in Scottsdale?

For 2025, the standard conforming loan limit for Scottsdale is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Scottsdale may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Scottsdale?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Scottsdale

See how much you can save or qualify for. We offer free, no-obligation quotes for Jumbo Mortgages in the Scottsdale area.

Apply for a Jumbo Mortgage

Or call Jonathan directly:
+14803825832

Scottsdale Market Data

  • Median Price $825,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.58%
Tip: Home prices here often require Jumbo financing strategies.

Get Your Scottsdale Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
Click to Upload File (PDF, PNG, JPG up to 10MB)
By checking this box, you provide your express written consent for Roadrunner AZ Lending to contact you at the phone number and email provided, including by text (SMS/MMS) and auto-dialed calls, for marketing purposes. Msg & data rates may apply. Reply STOP to opt-out.
Secure Submission directly to Jonathan Moses.