Home Loans in Kierland
Expert lending for homes in Kierland and the surrounding Scottsdale area.
Market Insights for Scottsdale Buyers
Kierland is one of the most desirable areas in Scottsdale. Upscale urban living near Scottsdale Quarter.
When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.
We provide service across the entire Scottsdale area, including zip codes: 85250, 85251, 85254, 85255, 85258.
Other Neighborhoods in Scottsdale
Financing in Scottsdale requires a lender who understands luxury appraisals. We have deep experience in **DC Ranch** and **Silverleaf** for Jumbo loans, and we know the specific HOA requirements for condos in the **Old Town Entertainment District**.
Popular Loan Options for Kierland:
- ✓ Jumbo Loans: Essential for high-value homes in Kierland that exceed the conforming limit.
- ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
- ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
- ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.
Local Insight: The estimated property tax rate in Scottsdale is 0.58%. We can help you estimate your total monthly payment including taxes and insurance.
Frequently Asked Questions in Scottsdale
What is the conforming loan limit in Scottsdale?
For 2025, the standard conforming loan limit for Scottsdale is $766,550. Loans above this amount typically require Jumbo financing.
Are there down payment assistance programs available?
Yes! Homebuyers in Scottsdale may be eligible for programs like Home in Five. Check your eligibility here.
What credit score do I need to buy a house in Scottsdale?
It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.
Rate Quote: Scottsdale
See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Scottsdale area.
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Or call Jonathan directly:
+14803825832
Scottsdale Market Data
- Median Price $825,000
- Conforming Limit $766,550
- Property Tax (Est) 0.58%
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Your Loan Expert
Jonathan Moses
NMLS #2064741
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