Home Loans in Warner Ranch

Expert lending for homes in Warner Ranch and the surrounding Tempe area.

Real Estate in Tempe, Arizona

Market Insights for Tempe Buyers

Warner Ranch is one of the most desirable areas in Tempe. Family-friendly community with parks and great schools.

When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.

We provide service across the entire Tempe area, including zip codes: 85281, 85282, 85283, 85284.

Other Neighborhoods in Tempe

Tempe is more than just a college town. **South Tempe** (85284) offers expansive lots and custom homes, while the **Maple-Ash** neighborhood provides historic character near the university.

South Tempe Maple-Ash Broadmor Lindon Park

Popular Loan Options for Warner Ranch:

  • ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
  • ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
  • ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.

Local Insight: The estimated property tax rate in Tempe is 0.64%. We can help you estimate your total monthly payment including taxes and insurance.

Frequently Asked Questions in Tempe

What is the conforming loan limit in Tempe?

For 2025, the standard conforming loan limit for Tempe is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Tempe may be eligible for programs like Home in Five. Check your eligibility here.

What credit score do I need to buy a house in Tempe?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Tempe

See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Tempe area.

Apply for a Loan

Or call Jonathan directly:
+14803825832

Tempe Market Data

  • Median Price $495,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.64%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Tempe Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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