DSCR Loans in Tucson, AZ

Investing in Tucson real estate? Our DSCR program lets you buy rental properties in Tucson by qualifying based on the property's rental income, not your tax returns.

Real Estate in Tucson, Arizona

Market Insights for Tucson Buyers

The 'Old Pueblo' offers a distinct culture, historic architecture, and a more affordable price point than Phoenix, with a thriving market near the University of Arizona.

We provide service across the entire Tucson area, including zip codes: 85701, 85719, 85750.

Neighborhood Focus: Tucson

Tucson is diverse. We finance historic adobe homes in **Sam Hughes**, condos near **U of A**, and luxury foothill properties. The **Pima Tucson Homebuyer's Solution** is a key DPA program here.

Sam Hughes Catalina Foothills Armory Park Civano

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Tucson.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.85%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Tucson

What is the conforming loan limit in Tucson?

For 2025, the standard conforming loan limit for Tucson is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Tucson may be eligible for programs like Pima Tucson Homebuyer's Solution, Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Tucson?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Tucson

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Tucson area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Tucson Market Data

  • Median Price $375,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.85%
Tip: Home prices here often require Jumbo financing strategies.

Get Your Tucson Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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