DSCR Loans in Yuma, AZ

Investing in Yuma real estate? Our DSCR program lets you buy rental properties in Yuma by qualifying based on the property's rental income, not your tax returns.

Real Estate in Yuma, Arizona

Market Insights for Yuma Buyers

Yuma is the sunniest city on earth and a major agricultural hub. It offers a stable housing market with strong demand from military families (MCAS Yuma) and retirees.

We provide service across the entire Yuma area, including zip codes: 85364, 85365, 85367.

Neighborhood Focus: Yuma

With MCAS Yuma nearby, **VA loans** are incredibly common here. We specialize in helping military families buy in areas like **The Foothills** and **Yuma Meadows**.

The Foothills Yuma Meadows Barkley Ranch Mesa Del Sol

Why Get a DSCR Loan with a Local Lender?

Choosing a local expert matters. Our team provides highly competitive rates and deep knowledge of the local appraisal environment in Yuma.

  • Key Benefit: No income verification—qualify based on rental cash flow.
  • Property Tax Insight: The estimated property tax rate in your area is 0.88%. This helps accurately calculate your monthly payment (PITI).

Frequently Asked Questions in Yuma

What is the conforming loan limit in Yuma?

For 2025, the standard conforming loan limit for Yuma is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Yuma may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Yuma?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Yuma

See how much you can save or qualify for. We offer free, no-obligation quotes for DSCR Loans in the Yuma area.

Apply for a DSCR Loan

Or call Jonathan directly:
+14803825832

Yuma Market Data

  • Median Price $315,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.88%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Yuma Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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