Home Loans in The Foothills

Expert lending for homes in The Foothills and the surrounding Yuma area.

Real Estate in Yuma, Arizona

Market Insights for Yuma Buyers

The Foothills is one of the most desirable areas in Yuma. Popular area for retirees and winter visitors.

When buying in this specific neighborhood, it is crucial to have a financing strategy that matches your goals. We offer a full suite of loan products tailored to this market.

We provide service across the entire Yuma area, including zip codes: 85364, 85365, 85367.

Other Neighborhoods in Yuma

With MCAS Yuma nearby, **VA loans** are incredibly common here. We specialize in helping military families buy in areas like **The Foothills** and **Yuma Meadows**.

Yuma Meadows Barkley Ranch Mesa Del Sol

Popular Loan Options for The Foothills:

  • ✓ Conventional Loans: Competitive rates for 30-year and 15-year fixed mortgages with as little as 3% down.
  • ✓ FHA & VA: Flexible options for qualifying buyers, including 0% down for Veterans.
  • ✓ DSCR Loans: Investor financing for rental properties based on cash flow, not tax returns.

Local Insight: The estimated property tax rate in Yuma is 0.88%. We can help you estimate your total monthly payment including taxes and insurance.

Frequently Asked Questions in Yuma

What is the conforming loan limit in Yuma?

For 2025, the standard conforming loan limit for Yuma is $766,550. Loans above this amount typically require Jumbo financing.

Are there down payment assistance programs available?

Yes! Homebuyers in Yuma may be eligible for programs like Home Plus. Check your eligibility here.

What credit score do I need to buy a house in Yuma?

It depends on the loan program. Generally, FHA loans allow scores as low as 580, while Conventional loans typically require 620+. For Jumbo loans in luxury areas, a score of 700+ is often needed.

Rate Quote: Yuma

See how much you can save or qualify for. We offer free, no-obligation quotes for home loans in the Yuma area.

Apply for a Loan

Or call Jonathan directly:
+14803825832

Yuma Market Data

  • Median Price $315,000
  • Conforming Limit $766,550
  • Property Tax (Est) 0.88%
Tip: This area is excellent for low-down-payment FHA and Conventional loans.

Get Your Yuma Rate Quote

Jonathan Moses

Your Loan Expert

Jonathan Moses

NMLS #2064741

Premier Partner
UWM
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