Your Trusted Partner for Home Loans in Phoenix & Scottsdale
Secure a lower mortgage rate in Arizona. Experience a seamless process for your purchase or refinance with expert guidance and competitive rates from a top local loan officer.
Jonathan Moses
Senior Loan Officer
NMLS #2064741
Get Your Free Quote
Takes less than 2 minutes.
Your Loan Expert
Jonathan Moses
NMLS #2064741
Choose Your Time
Select a time for a quick 15-minute consultation.
Plan Your Finances
Use our free calculators to estimate your payments, potential savings, and available equity.
Mortgage Calculator
Estimate your total monthly payment (PITI) for a new home purchase.
Calculate Payment →Refinance Calculator
See how much you could save by lowering your rate or shortening your term.
Analyze Savings →HELOC Calculator
Estimate your available equity line and potential interest-only payment.
Check Equity →Tailored Loan Solutions for Arizona
Whether you're buying your first home or your next investment property, we have the right loan for you.
Why Choose Roadrunner AZ Lending?
As an independent mortgage broker, I'm not tied to one bank's restrictive products. I have the freedom to shop dozens of top wholesale lenders to find the most competitive rates and flexible loan programs that fit your specific financial goals.
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Access to Lower Rates
Wholesale lenders offer lower rates than major retail banks, and I pass those savings directly to you.
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Personalized Service
You're not just a number. You get one-on-one guidance from me, Jonathan Moses, from start to finish.
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Faster Closings
My streamlined process and lender relationships mean we close loans faster than the industry average.
Knowledge is Power
Buying a home is the biggest investment you'll make. Our expert guides break down complex topics into simple, actionable advice so you can move forward with confidence.
First-Time Home Buyer's Guide
Our complete 2026 guide covering pre-approval, DPA programs, and closing on your first home.
Read Guide →
DSCR Investor Loan Guide
Qualify for rental property loans based on cash flow, not your personal income. No tax returns required.
Read Guide →
FHA vs. Conventional Loan
Learn the crucial differences in down payment, mortgage insurance (PMI vs. MIP), and credit scores.
Read Guide →What Our Clients Say
We're dedicated to providing a 5-star experience for every client.
"As first-time homebuyers, we were nervous, but Jonathan guided us through every step. He was patient, knowledgeable, and secured us a fantastic rate. We couldn't be happier in our new Scottsdale home!"
- Michael & Sarah T.
"The refinance process was unbelievably smooth and fast. We were able to pull cash out for a home renovation project much easier than we ever expected. Highly recommend their services."
- David R.
"Absolutely professional and always available to answer our questions. If you're looking for a mortgage in the Phoenix area, this is who you should call. Top-notch service from start to finish."
- Emily C.
Serving All of Arizona
We provide expert local mortgage guidance for communities across the state.
Ready to Start Your Journey?
Whether you're ready to apply or just have a few questions, my team and I are here to help. Get in touch today for a no-obligation consultation.