FHA Loans
Making homeownership accessible for Arizona residents.
Insured by the Federal Housing Administration, FHA loans are a popular choice, especially for first-time homebuyers, due to their flexible credit requirements and low down payment options.
Key Benefits of FHA Loans
- Low Down Payment: Qualify for a down payment as low as 3.5%.
- Flexible Credit: FHA guidelines are more lenient on credit scores compared to conventional loans.
- Gift Funds Allowed: You can use gift funds from family to help cover the down payment and closing costs.
Is an FHA Loan Right for Me?
An FHA loan could be the perfect fit if you:
- Are a first-time homebuyer.
- Have limited savings for a down payment.
- Have a credit score that may not meet conventional loan standards.