Home Equity Calculator
Learn how much cash you have in your home based on its value and what you still owe. Estimate the amount you could potentially borrow against it.
Your Equity Snapshot
Your Total Home Equity
$0
Estimated Available for a Loan
$0
Get Your Personalized Equity Report
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Ready to put your equity to work?
Tap Into Your Equity NowHow Can You Use Your Equity?
Your home's equity is a powerful financial tool. This calculator shows your *total* equity (your home's value minus your loan balance) and your *available* equity (the amount a lender may let you borrow). Lenders typically require you to keep some equity in your home, which is why the available amount is based on a Loan-to-Value (LTV) ratio (e.g., 85%).
Homeowners often use this available equity with a cash-out refinance or HELOC to:
- Consolidate high-interest credit card or personal loan debt.
- Pay for major home renovations or improvements.
- Cover college tuition or other large family expenses.
Ready to see your options? Apply now to get a personalized equity analysis.