Jumbo Loans for Arizona's Luxury Market

Specialized financing for high-value properties.

For homes in premier markets like Scottsdale and Paradise Valley, a jumbo loan is required when the loan amount exceeds the conforming limits set by Fannie Mae and Freddie Mac. These are a specific type of non-government-backed loan, and we specialize in providing tailored financing solutions for luxury homebuyers.

Qualifying for a Jumbo Loan

Because they are for larger amounts, jumbo loans typically have more stringent requirements:

• Excellent Credit: A higher credit score is generally required (often 700+).
• Low Debt-to-Income Ratio: Demonstrating you can comfortably afford the payments.
• Significant Assets: Lenders will look for cash reserves.
• Larger Down Payment: A down payment of 10-20% is common.