Jumbo Loans for Arizona's Luxury Market

Specialized financing for high-value properties.

For homes in premier markets like Scottsdale and Paradise Valley, a jumbo loan is required when the loan amount exceeds the conforming limits set by Fannie Mae and Freddie Mac. We specialize in providing tailored financing solutions for luxury homebuyers.

Qualifying for a Jumbo Loan

Because they are for larger amounts, jumbo loans typically have more stringent requirements:

• Excellent Credit: A higher credit score is generally required (often 700+).
• Low Debt-to-Income Ratio: Demonstrating you can comfortably afford the payments.
• Significant Assets: Lenders will look for cash reserves.
• Larger Down Payment: A down payment of 10-20% is common.